Identity Recovery Coverage

Do you have Identity Theft Coverage?

Identity theft recovery assistance is an increasingly important coverage. Identity theft, ranging from credit card theft to loan fraud, is a rapidly growing crime with about 15 million victims yearly. As a cause of loss, this crime is not typically covered by insurance. That leaves the family with the financial and emotional loss, plus the burden of extra costs to restore their good name.
Identity theft provides these benefits to a specified limit:

• A case manager


• Legal fees


• credit reports


• Notary and filing fees


• lost wages or costs for child or elder care incurred due to time away from work


• loan reapplication fees


• Mental health counseling

Talk to your agent or one of our team members about adding this important coverage to your home insurance.

Feel free to call us at 360-966-3732 or email us at info@kelleyinsure.com for any further questions or concerns.

Free Insurance with GM??

Our team has been doing an immense amount of cutting edge research about the General Motors (GM)/Metropolitan Casualty Insurance Company (Met) free auto insurance for a year with purchase of a new GM vehicle. This is what we discovered.

Scenarios:
1) A husband and wife has two vehicles and is purchasing a new GM car. Available to them is the insurance coverage for that vehicle for free. Should they get the free insurance? What happens to their current two vehicles?

• Yes this new vehicle is covered with Met. but what coverage limits and deductible?


• Cancellation from current insurance company (no coverage for the other two vehicles)


• No Umbrella coverage available


• Lose auto & home discount

2) A company is purchasing a new GM truck to transport thier tools and equipment. Again offered to them is the insurance coverage for that vehicle for free. Whats the coverage limits here?

• No coverage for business use
  

Our conclusion:

• There is an extreme severe consequence in Free insurance.


• If it sounds to good to be true, it probably is!


• You get what you pay for. You're not paying, you're probably not getting!
  

Please check with your educated, certified, insurance professional when in doubt. Kelley Insurance Agency is here to help!

Sumas Parade

This past weekend we had fun participating in the Sumas parade! Hope you were there enjoying it too! If you missed us you still have an opportunity to see us at the Everson Parade July 8th, 2011. See you then.

Regence Medical Insurance

Clarifications about continuity of care at PeaceHealth St. Joseph Medical Center
Regence is negotiating with Peace Helth St. Joseph Medical Center (PHSJ) in bellingham regarding 2011 reimbursement rates. They continue to work with PHSJ and are still hopeful that a resolution will be reached. However, their current agreement is still on track to end on March 31, 2011. Therefore, they notified their members of the potential termination. If they fail to reach a resolution, PHSJ will become an out-of-network provider effective April 1.

Members will be albe to receive care from PHJS for at least 90 days after April 1 for the following conditions:

- an ongoing treatment plan, such as chemotherapy or radiation therapy
- Pregnancy in the 3rd trimester through six weeks postpartum
- High-risk pregnancy
- Hospital stay; inpatient rehab; skilled nursing facility; or confinement in a
longterm, acute-care facility
- Recent, major inpatient surgery still within the global follow-up period (six to
eight weeks)
- Surgical treatment for a condition requiring multiple surgeries (such as cleft
palate repair)
- Certified hospice care for a terminal illness with a life expectancy of six months
or less
- Recent major trauma injury
- Behavioral health treatment

If you have any questions or would like to discuss this in further detail give us a call at 360-966-3732

Pet Contest 2011

The start of this 2011 year we sponsored a pet contest through our website. The winner was Cali Cross. you can see a photo of her at www.kelleyinsure.com. We thank you all for participating and voting.

Summer moving right along...

Summer has been moving right along for us here at Kelley Insurance. The summer festival was a great success. We had a lot of fun handing out goody bags along with some goodies at the everson parade. The weather was and still is perfect. We recently got awarded the HK Dent award from Safeco/Liberty Northwest insurance company as shown in the picture. Marcus Tucker on the left and Harlan Kelley on the right. The Kelley Insurance Team is proud to announce we are here to protect your financial future today!

Summer Safety Hints

Now that summer's in full swing, it's a good time to get your backyards in shape for the season's get-togethers and activities.

Inspect your play area - Your backyard swing set and other playground equipment should have plenty of shock-absorbing materials-such as wood chips or sand-underneath and on the perimeter. Replenish those materials if they look skimpy.

De-clutter - Put away toys, tools and lawn equipment.

Clean before cooking - Before firing it up, give your grill and its grates a good cleaning with soapy water. Invest in extra protection - Buy a grill pad or splatter mat to place under your grill. These naturally heat-resistant pads made of composite cement or plastic will catch grease that misses the drip pan and help prevent a flare-up.

Enjoy your summer & be safe!